About Us

Our goal at Paperless Payday Loans is to provide millions of South Africans with safe, fast, and accessible financial lending services. Our partners are regulated and reputable direct lenders who work exclusively in South Africa. We pride ourselves on assisting people who need money as soon as possible, regardless of what credit score or history they already have.

What we offer?

We offer payday loan services with no paperwork in South Africa. You can apply online for a payday loan between R100 and R5,000. Our loans offer immediate cash injection to enable you to manage your expenses until your next salary day.

Once you submit your application, you will receive an instant decision about your loan. If you agree with your loan agreement, lender cash will be disbursed directly into your bank account. You are under no pressure to accept your loan agreement. If you find it not suitable, simply cancel your application.

Why choose us?


Instant loan decision

Our lending process is 100% online, easy, and smooth enough to finish quickly. Once you submit your application, our lender makes instant decisions. Upon approval, funds are delivered to your account within 1 hour or the same day.


Bad credit? No problem

The good news is that we accept all types of credit history, including low, wrong, and even no credit. Just because your credit is not in good figures does not mean you cannot get a loan online.


24/7 available & Paperless

With us, you can apply online from your laptop or mobile device at any time and from anywhere. Additionally, our paperless payday loans enable you to get funds quickly without doing a lot of paperwork.

How to get started?

Applying for online paperless payday loans is simple and quick. First of all, you need to fit with the eligibility criteria mentioned below:

  • Must be at least 18 years of age and live in an eligible province of South Africa.
  • South African citizen or permanent resident.
  • You are employed or receiving regular benefits.
  • Regular source of income.
  • Ability to repay your loan on time.
  • Your bank account must be open and active, generally for 30+ days.

If you match the above basic requirements, you are continuing with the application process, which includes the following:

  • Apply online: Complete an online application in minutes. There is no need to do any paperwork, as our payday loans are paperless. All you need to do is provide us with your personal, employment, and banking details.
  • Instant decision: We review your application, and one of our lenders provides instant decision.
  • Receive funds: Once you thoroughly check your loan agreement and sign it electronically, we’ll send your money directly to your bank account within 1 hour or the same day.