Can I apply for a paperless payday loans in South Africa?

To apply, first, you need to match with the following:

  • Must be at least 18 years of age and live in an eligible province of South Africa.
  • South African citizen or permanent resident.
  • You are employed or receiving regular benefits.
  • Regular source of income.
  • Ability to repay your loan on time.
  • Your bank account must be open and active, generally for 30+ days.

How much can I borrow?

The loan amount is totally dependent upon your lender and your affordability level. However, payday loans usually range between R100 and R5,000.

When will I get my money?

Once your loan is approved, we will send money to your bank account within 1 hour or the same day of application. Cash appearance to your account may vary due to your bank’s policies.

Can I pay early?

The short answer is no. You can repay your loan earlier without paying any extra charges or fees.

I have a bad credit score; can I still apply?

Yes. We welcome applicants with low, harmful, or no credit to apply. Our vast network of specialist lenders considers your affordability more than your previous credit rating. So, if you can’t get loan approval from traditional banks, you can apply for paperless payday loans with bad credit.

Can I get paperless payday loans for blacklisted?

It might be difficult, but not impossible. We have some limited lenders who offer blacklisted payday loans in South Africa. However, keep in mind that blacklisted loans are offered at very high-interest rates and fees, so ensure you can afford them.

Can I get a payday loan with no credit history?

Yes! We offer paperless payday loans with no credit check, but you must have enough income to afford your loan on time. Remember, such loans are offered at high-interest rates and extra fees.

Do you run credit checks?

When you submit your loan application, our lenders perform a “soft credit check” on your credit report. Don’t worry; it won’t affect your credit score, and they only do this to confirm your identity and eligibility.

What happens if I pay late?

If you’re not able to pay back your loan by the agreed date, it’s important to contact your lender as soon as possible. In most cases, your lender will extend your payment time or provide an alternative method of loan repayment.